This is the first book on long-term care that doesn't argue with you; it agrees with you. It assumes that there is little or no risk of your becoming frail and/or needing care as you age because, that's what you believe - the worst will happen to someone else.

That is the reason this book is so essential.

It doesn't discuss what will happen to you, because you will not be the problem if care is needed. One way or the other, you will be taken care of. Instead, it's a study of the consequences providing your care will have on your family, friends, and retirement portfolio, if no plan is in place.

This book if for:

  • Children, who are beginning to worry about their parents as they age. They are concerned about their safety and what will happen to their lives, should one or more parent need care over a period of years.
  • Middle age and older parents, who love their children and are concerned that, if something happened to them, it could have a devastating impact on their sons and daughters.
  • Middle age and older spouses, who love each other and are concerned that, if something happened to one of them, it could have devastating emotional, physical, and financial consequences to the other.
  • Single individuals with no children, who need to think about what, providing care to them over a period of years could have on their friends. You may not want them to take care of you, but what choice will they have?
  • Financial service professionals, who are committed to investing assets properly for their clients, so that these assets will be available to support a retirement lifestyle and on-going financial commitments. Not understanding the financial impact of needing care, directly jeopardizes the best thought out retirement plan for their clients.